 In the event of industrial disruptions or natural disasters, the Justice Oputa Foundation, the Planning Committee, and
Event Consultant cannot accept responsibility for any financial or other losses incurred by the delegates.

 Justice Oputa Foundation, the Planning Committee, and ISWL Group take no responsibility for injury or damage to
persons or property occurring during the JOAC 2018 Conference. All insurance, including medical cover, or expenses
incurred in the event of the cancellation of the JOAC 2018 Conference is the individual delegate’s responsibility.